Mono

API

Africa-focused API for bank account connectivity and transaction data access

Overview

Mono is a RESTful API designed for African fintechs and financial services to connect with users’ bank accounts, retrieve transaction history, check real-time balances, and authenticate accounts. It supports JSON responses and includes endpoints for transaction filtering (by date/range), balance inquiries, and webhooks for real-time updates. Use cases span budgeting apps, lending platforms, neobanks, and financial analytics tools targeting Nigeria, Ghana, Kenya, and other African markets, enabling inclusive access to financial data.

Example Integration (JavaScript)

script.js JS


fetch('https://mono.co/')
  .then(res => res.json())
  .then(data => console.log(data))
  .catch(err => console.error(err));

Key Features

RESTful Architecture
JSON Response Format
African Bank Network Coverage
Transaction Data Retrieval
Real-Time Balance Checks
Account Authentication
Webhook Support

Frequently Asked Questions

? Is Mono free to use?

Mono offers a freemium pricing model with free tiers for testing and limited usage, plus paid plans for higher volume and advanced features.

? Does it require an API Key?

Yes, Mono requires an API key for authentication, available from the Mono dashboard after signing up.

? What is the response format?

Mono returns data in JSON format for all endpoints, ensuring easy parsing and integration with most applications.

Top Alternatives

Okra API Search Google

Plaid (limited African coverage) Search Google

Tool Info

Pricing Freemium

Category Finance

Platform Public API

Pros

⊕ Africa-specific market focus
⊕ Easy integration with fintech applications
⊕ Real-time updates via webhooks
⊕ Covers major African countries

Cons

⊖ Region-limited to Africa
⊖ Requires API key authentication
⊖ Rate limits on free tiers
⊖ No SLA for basic plans