MercadoPago

API

Comprehensive payment integration API for global transactions

Overview

MercadoPago API offers RESTful endpoints for payment processing (one-time, recurring), refunds, invoicing, customer management, and financial reporting. Responses are JSON-formatted. Use cases include integrating secure checkout flows in e-commerce platforms, managing subscriptions, handling cross-border payments (multiple currencies), and automating invoicing. It supports diverse payment methods (credit cards, digital wallets, bank transfers) and provides webhooks for real-time event alerts (payment status updates, refunds). Ideal for businesses scaling globally with compliance to local financial regulations.

Example Integration (JavaScript)

script.js JS


fetch('https://www.mercadopago.com.br/developers/es/reference')
  .then(res => res.json())
  .then(data => console.log(data))
  .catch(err => console.error(err));

Key Features

RESTful architecture
JSON support
Multiple payment methods
Subscription management
Refund processing
Webhook notifications
Cross-border currency support

Frequently Asked Questions

? Is MercadoPago API free to use?

Yes, it offers a freemium model—basic features like payment processing and refunds are free, while advanced capabilities (e.g., premium support, high-volume transactions) require paid plans.

? Does it require an API Key?

Yes, you need public and private API keys to authenticate requests, which are available in your MercadoPago developer dashboard after registration.

? What is the response format?

All API responses are in JSON format, which is lightweight and easy to parse for integration into web or mobile applications.

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Tool Info

Pricing Freemium

Category Finance

Platform Public API

Pros

⊕ Easy e-commerce platform integration
⊕ Global payment coverage
⊕ PCI DSS compliant
⊕ Detailed documentation
⊕ Real-time transaction analytics

Cons

⊖ Freemium tier rate limits
⊖ Advanced features require paid plans
⊖ Regional restrictions for some payment methods
⊖ Complex split payment setup