YNAB

API

Official YNAB API for budgeting and financial planning

Overview

The YNAB API is a RESTful service providing programmatic access to YNAB’s budgeting platform data. Key endpoints include budgets, transactions, categories, accounts, and payees, with JSON-formatted responses. Use cases include building custom budget dashboards, automating transaction imports, generating tailored reports, syncing with accounting tools, and creating apps to track spending against YNAB budgets. It uses API key authentication and has rate limits based on subscription tiers. The API enables developers to extend YNAB’s functionality for personal or small business financial planning.

Example Integration (JavaScript)

script.js JS


fetch('https://api.youneedabudget.com/')
  .then(res => res.json())
  .then(data => console.log(data))
  .catch(err => console.error(err));

Key Features

RESTful API
JSON response format
API key authentication
Access to budget/transaction/category data
Webhook support for real-time updates

Frequently Asked Questions

? Is the YNAB API free to use?

The YNAB API is included with an active YNAB subscription. A 30-day free trial is available, but after that, you need a paid plan to continue using it.

? Does the YNAB API require an API key?

Yes, authentication requires an API key generated from your YNAB account settings.

? What is the response format of the YNAB API?

All responses from the YNAB API are in JSON format.

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Tool Info

Pricing Freemium

Category Finance

Platform Public API

Pros

⊕ Official YNAB integration
⊕ Comprehensive budgeting data access
⊕ Well-documented
⊕ Reliable and secure
⊕ Webhook support

Cons

⊖ Requires active YNAB subscription (paid after trial)
⊖ Rate limits apply
⊖ Limited to YNAB platform data
⊖ No standalone free tier